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AI and Smart Contract-Based Autonomous Banking System

Resumen de: US20260268396A1

0000 This invention describes a novel AI-driven autonomous banking and asset tokenization system that integrates blockchain, smart contracts, decentralized governance, and cross-chain interoperability. The system autonomously tokenizes assets, fractionalizes them into NFTs, manages collateralized loans, performs real-time risk assessments, and ensures regulatory compliance using artificial intelligence without continuous human intervention. Through dynamic AI modeling, multi-signature security, and decentralized decision-making, the invention enables secure, transparent, and efficient financial and asset operations across heterogeneous blockchain networks.

Associate Lattice Based Cryptography Construction per Confidentiality Category of Data to Ensure Quantum Resistance

Resumen de: US20260270061A1

0000 A system and method for securing financial transactions using lattice-based cryptography, dynamic encryption selection, adaptive security validation, and authenticated access control are disclosed. The system classifies transaction risk using machine learning, selecting encryption based on security level, including legacy encryption, hybrid encryption, or lattice-based quantum-resistant encryption. Dynamic lattice parameter selection enhances encryption resilience, while quantum attack simulations validate security. Blockchain-based authentication, geo-fencing, and multi-factor digital signature verification control external access. Homomorphic encryption allows computations on encrypted data without decryption. Secure storage enforces access policies, and transport layer security protects transmitted data. The system continuously adapts encryption and authentication based on evolving threats, ensuring quantum-resistant, future-proof financial data protection. The invention enhances security by integrating artificial intelligence, quantum security validation, and decentralized authentication, preventing unauthorized access and ensuring regulatory compliance while enabling secure financial operations.

TESTING FUNCTIONALITY OF AND GENERATING ON-CHAIN PROGRAMS

Resumen de: US20260267999A1

0000 Systems and methods for generating and testing on-chain programs are disclosed herein. A system for generating on-chain programs may receive a request to generate on-chain program code for an on-chain program and determine a model required for the program. The system may retrieve functions associated with the model and determine blockchain operations to be added to the program. The system may determine parameters for blockchain operations and generate on-chain program code. A system for testing on-chain programs may install an on-chain program onto a test blockchain and retrieve functions associated with a model generated for testing. The system may generate blockchain operations for testing and input each operation into a cryptography-based storage application. The system may cause execution of the operations and receive results. Based on determining that a number of failed results exceed a threshold, the system may generate a notification.

PLATFORM SYSTEM FOR MARKETING ASSISTANCE, AND METHOD FOR SAME

Resumen de: WO2026186152A1

Provided are a platform system and method, for performing marketing assistance by purchase promotion implementation with respect to the establishment of a product trading contract between a sales company and an individual customer. When purchase information data satisfies a sales promotion condition as a result of executing authenticity determination processing on a sales promotion condition of a product provided from the sales company and purchase information data related to the product sales contract provided from the sales company via a terminal device of an individual customer, an authenticity determination system server transmits an issuance instruction of a digital gift corresponding to the product. Then, a digital gift providing system server transmits transaction data including 3D design data of the digital gift to a blockchain system platform system, on the basis of an issuance instruction of the digital gift from the authenticity determination system server. A 3D design is issued from the blockchain system platform system to the terminal device as a non-fungible token.

PROCESSING A CONTINGENT ACTION TOKEN SECURELY

Resumen de: US20260270074A1

A method executed by a computing device includes determining specific terms associated with a name-image-likeness (NIL)-contingent instrument for a contingency-action token (CAT) for an object distributed ledger. The method further includes establishing CAT content to include the specific terms and further CAT content to produce the CAT. The method further includes using a securely passing process to generate a new block affiliated with the CAT via a blockchain of the object distributed ledger, where the new block includes the CAT content.

PROCESSING A CONTINGENT ACTION TOKEN SECURELY

Resumen de: US20260270066A1

0000 A method executed by a computing device includes determining specific terms associated with a patent contingent instrument for a contingency-action token (CAT) for an object distributed ledger. The method further includes establishing CAT content to include the specific terms and further CAT content to produce the CAT. The method further includes using a securely passing process to generate a new block affiliated with the CAT via a blockchain of the object distributed ledger, where the new block includes the CAT content.

DYNAMIC NON-FUNGIBLE TOKEN FOR REQUEST VALIDATION

Resumen de: US20260270072A1

0000 Arrangements for securely processing a request for collateral information associated with an electronic document are provided. A computing platform may receive a request for collateral information stored in a blockchain environment. The computing platform may verify the request using a dynamic non-fungible token (DNFT). The computing platform may, based on verifying the request, extract the requested collateral information using the DNFT. The computing platform may configure an interface that includes the requested information. The computing platform may send the interface and commands directing a computing device that sent the request to display the interface.

Global Quantum-Secured Financial Infrastructure with AI-Enhanced Credit Card Management, Multi-Dimensional Risk Control, Decentralized Compliance Mechanisms, and Human-Machine Interactive Communication

Resumen de: US20260270052A1

A global financial infrastructure is disclosed which integrates quantum-secured systems, artificial intelligence (AI), and blockchain-based decentralized governance to create a new paradigm for credit management and digital economies. The system utilizes quantum key distribution (QKD) and quantum random number generation (QRNG) for fundamentally secure transactions and identity verification. An AI engine performs real-time credit risk assessment and calculates a Behavior Economic Index (BEI) to enable a new class of dynamic, behavior-based financial products. Governance is achieved through a decentralized autonomous organization (DAO) with token-based profit sharing and compliance mechanisms managed by smart contracts. The system is architected for infinite scalability and is intended for commercial deployment through the ATMS. com global platform by a corporate entity, ATMSpac, Inc., providing a comprehensive, vertically integrated model for a new global digital economy with a clear path to public markets.

PROCESSING A CONTINGENT ACTION TOKEN SECURELY

Resumen de: US20260268310A1

A method executed by a computing device includes determining baseline terms associated with a name-image-likeness (NIL)-contingent instrument for a contingency-action token (CAT) for an object distributed ledger. The method further includes establishing CAT content to include the baseline terms and further CAT content to produce the CAT. The method further includes using a securely passing process to generate a new block affiliated with the CAT via a blockchain of the object distributed ledger, where the new block includes the CAT content.

DEVICE AND METHOD

Resumen de: WO2026186120A1

Provided are a device and a method that make it possible to generate an accurate certificate of authenticity for an object to be authenticated. In an NFT generation device 100 according to a first embodiment of the present disclosure, an acquisition unit 101 acquires, from an authenticator terminal, authentication information and an authentication date for a product. Moreover, an NFT generation unit 102 generates a certificate NFT including the certificate of authenticity and the authentication date. A storage unit 103 stores the generated certificate NFT. Additionally, a communication unit 104 transmits the certificate NFT to a management PF 400, which is another node group forming a blockchain. The management PF 400 stores the certificate NFT in the blockchain.

Non-Custodial Automated Transfers of Digital Assets from a Decentralized Cryptographic Wallet

Resumen de: US20260268308A1

0000 Automatic and/or recurring transfers are a fundamental component of modern financial systems, yet they remain difficult to implement securely within blockchain environments. Existing approaches either require users to repeatedly authorize commands or rely on delegated spending mechanisms that introduce security risks. The disclosed system supports recurring and/or automatic transfers triggered by temporal or conditional events based on pre-signed command pools indexed across wide nonce ranges. By leveraging the deterministic ordering of commands in Ethereum Virtual Machine-based systems, the system enables automated transfer execution without granting third-party control over user assets or funds and without requiring continuous user interaction.

A METHOD OF BULK GENERATION OF NFT AS STATE MACHINE AND SYSTEM THEREOF

Resumen de: WO2026185893A1

A method and system for bulk generation and lifecycle management of non-fungible tokens (NFTs) associated with physical assets on a blockchain network platform. The method includes storing metadata of multiple physical assets in a decentralized database and executing a smart contract via a virtual machine to mint NFTs in batches, each referencing the metadata of a physical asset. The system comprises nodes for processing metadata, a virtual machine for executing batch minting and lifecycle management of NFTs, and a decentralized database for metadata storage. This approach enables lifecycle event recording, such as burning NFTs, and integrates with decentralized storage systems like Inter Planetary File System (IPFS). Dynamic identifiers such as QR codes, are generated for each NFT, facilitating real-time state queries and provenance tracking across supply chains. This solution addresses scalability challenges, ensuring efficient, secure, and transparent management of physical-digital hybrid assets.

METHOD AND SYSTEM FOR NON-FUNGIBLE TOKEN VALIDATION FOR ENABLING PAYMENT ACCOUNT TRANSACTION BLOCKING

Resumen de: AU2025297209A1

A method for account and transaction blocking for payment transactions using validation of non-fungible tokens includes: storing a token profile associated with a non-fungible token including a token identifier and transaction criteria; storing an account profile including an account identifier, a payment account number associated with a transaction account, and a wallet identifier associated with a blockchain wallet; receiving an authorization request for a payment transaction including the payment account number and transaction data values; determining that the transaction data values satisfy the transaction criteria; determining if the blockchain wallet has ownership of the non-fungible token; and processing the payment transaction, where processing the payment transaction comprises returning an authorization response indicating decline of the payment transaction if the blockchain wallet does not have ownership of the non-fungible token, or forwarding the authorization request if the blockchain wallet does to have ownership of the non-fungible token.

Device-agnostic system and method for recording, tracking, and transferring ownership of digital assets using blockchain technology

Resumen de: GB2704593A

A device-agnostic system and method for recording, tracking and transferring ownership of digital assets using blockchain technology. The system enables users to manage digital assets such as application, software, NFT’s, and in -game purchases across multiple platforms and devices. It includes a unified user interface, blockchain integration for secure ownership records, and built-in marketplace for buying, selling and trading assets. The system addresses the limitations of existing solutions by providing a cross-platform, interoperable and secure system for digital asset management. No figure to publish

BLOCKCHAIN IMPLEMENTED COUNTING SYSTEM AND METHOD FOR USE IN SECURE VOTING AND DISTRIBUTION

Resumen de: EP4804454A2

This invention relates generally to blockchain implementations and is suited for, but not limited to, use with the Bitcoin blockchain. It can be used for the implementation of automated processes such as device/system control, process control, distributed computing and storage and others. The invention provides an event detecting, monitoring and/or counting mechanism. The event may be, for example, a vote, decision or selection which is made by a given entity. The invention provides a counting solution in which a computing resource, running simultaneously and in parallel to the blockchain, manages a loop-based operation. The computing resource continuously monitors the state of the blockchain as well as any other off-blockchain input data or source. The execution of the loop is influenced by the state of the blockchain. Each iteration of the loop that is executed by the computing resource is recorded in a transaction that is written to the blockchain. It is stored as a hash within the transaction's metadata. If the computing resource finds a transaction which contains a hash relating to the loop it accesses the relevant portion of code. The loop contains a conditional statement which enables the computing resource to decide which action to take. The condition may be dependent upon the state of the blockchain or any other data source. The action can be any type of action, on or off the blockchain. Thus, the combination of the computing resource and blockchain provide a Turing-

ACTIVATING AND DEACTIVATING BLOCKCHAIN NETWORK ENTITIES

Resumen de: EP4804452A1

Disclosed are systems and techniques for activating and deactivating entities of a blockchain network. A request is received to register an entity of the blockchain network. In response to receiving the request, an ending state balance is determined for the entity, and a reference to the entity is added to an active entity data structure that maintains references to active entities of the blockchain network. After adding the reference to the active entity data structure, a determination is periodically performed of whether any active entities have insufficient state balance for continuing participation in the blockchain network, by comparing a global accumulator to respective ending state balances of entities referenced in the active entity data structure. In response to determining that a given entity has insufficient state balance, a reference to the given entity is removed from the active entity data structure.

Conditional payment, bonus and bidding system

Resumen de: GB2704493A

A system for conditional payments and bidding includes a task definition interface that receives predefined conditions associated with a task, an artificial intelligence module that analyses the conditions and generates personalised recommendations for a task payer or performer, and a validation engine that monitors real-time data relating to task performance. The validation engine analyses the data against the predefined conditions and generates a validation signal indicating that the performer has satisfied the conditions. A payment processing module makes a conditional payment to the performer only after receiving the validation signal. The real-time data may include GPS coordinates or accelerometer data from a device associated with the performer. A photo and video capture module may receive visual evidence of task performance for validation, including by image recognition. The system may also include fraud detection using statistical and machine-learning models, multi-gateway payment processing with fallback processing, dynamic bidding, user ranking, blockchain-based logging or enforcement, and encryption and key management for securing transaction and validation data. Figure 1

TRUSTLESS DETERMINISTIC STATE MACHINE

Resumen de: EP4804457A2

0001 The invention relates to distributed ledge technologies such as consensus-based blockchains. Computer-implemented methods for a trustless, deterministic state machine are described. The invention is implemented using a blockchain network, which may be, for example, a Bitcoin blockchain. A first transaction validate is received at a node in a blockchain network. The first transaction includes a first script that, as a result of being executed, causes the node to at least obtain a first set of field values of the first transaction, a second set of field values of a second transaction, and an input. The second transaction is obtained. The second transaction includes a second script that includes a set of rules and, as a result of being executed, causes the node to at least verify that the second script matches a third script embedded in the first set of field values, determine, based at least in part on the second set of field values, a current state, and determine, based at least in part on the current state, the input, and the set of rules, a next state. The first transaction is validated as a result of execution of the first script and the second script.

PORTABLE ACCESS POINT FOR SECURE USER INFORMATION USING A BLOCKCHAIN BACKED CREDENTIAL

Resumen de: EP4804058A2

0001 A method for dynamically generating a portable access point is described. the method comprising displaying an interface via a user device, wherein a user provides selection input via the interface that defines a scope definition with respect to a user's secure information; and dynamically generating a display, via the user device, of a portable access point configured by the selection input, wherein, the generated portable access point display comprises encoded information that represents the scope definition, a vetted entity system, associated with a vetted entity, is configured to scan the portable access point displayed via the user device and obtain a blockchain credential from a secure information manager based on the scanning, the credential comprising access privileges that correspond to the scope definitions, and the vetted entity system is permitted scope limited access to the user's secure information via the obtained blockchain credential and the secure information manager. A non-transitory computer readable medium, a system and a computer program are also described.

METHOD, PLATFORM, SYSTEM AND APPARATUS OF PROCESSING BLOCK-CHAIN DATA, AND ELECTRONIC DEVICE

Resumen de: US20260261423A1

0000 A method, platform, system and apparatus of processing block-chain data, an electronic device, and a storage medium are provided. The method includes: acquiring, in response to receiving a data processing request from a first client device, at least one first block-chain data from a first block-chain network based on an object identification information carried by the data processing request; authenticating the first client device based on an encrypted verification information carried by the data processing request; and sending the at least one first block-chain data to the first client device in response to determining that an authentication of the first client device is completed, so that the first client device decrypts the at least one first block-chain data to obtain at least one second block-chain data by using at least one block body private key respectively corresponding to the at least one first block-chain data.

COMPUTER-IMPLEMENTED SYSTEM AND METHOD FOR TREE-BASED DATA VERIFICATION, COMMUNICATION AND INTEGRITY SOLUTIONS

Resumen de: US20260260233A1

The invention resides in associating data with a blockchain transaction (Tx), wherein said data is represented in a tree structure, processing a path of the tree structure that includes the data; processing a digital signature of an author and/or approver of said data; and validating that at least one of: the data, the digital signature and the blockchain transaction (Tx) is a part of the tree structure. Similarly, the invention resides processing such data for recordal and subsequent validation. In one example, a web address is represented by a tree structure. The data associated with the data of at least a web page of the web address is represented in the tree structure, and at least one of the data, the processed data and/or the digital signature is associated with a blockchain transaction (Tx), which is represented in the tree structure. The data and the associated tree structure can be recorded and subsequently processed to validate the data. Through the association with the blockchain transaction, and processing the tree structure and a digital signature associated with the data e.g. a web page, or content thereof, the validity of the data can be determined, and the browser can selectively access only valid data.

ENFORCING CONSTRAINTS ON BLOCKCHAIN TRANSACTIONS

Resumen de: US20260261419A1

A computer-implemented method for enforcing constraints on a blockchain transaction, wherein the method is performed by a first party and comprises: generating an enforcement locking script for inclusion in a first output of a first blockchain transaction, wherein the enforcement locking script comprises a commitment sub-script, and a constraint sub-script comprising a verification key, and wherein when executed together with an unlocking script of a second blockchain transaction, the unlocking script comprising a transaction commitment and a constraint proof, the enforcement locking script is configured such that: the commitment sub-script is configured to verify that the transaction commitment corresponds to the second blockchain transaction; and the constraint sub-script is configured to use the verification key to verify that the constraint proof provides proof that a committed blockchain transaction satisfies one or more constraints.

CUSTOMIZED BLOCKCHAIN INFRASTRUCTURE

Resumen de: US20260261445A1

Various aspects of the subject technology relate to systems, methods, and machine-readable media for generating a heterogeneous network of blockchains. The method includes generating a platform blockchain having a single replicated state machine. The method includes generating at least one subnet based in part on the platform blockchain, the subnet including at least one blockchain, the generating causing bonding or burning of a base asset of the platform blockchain. The method includes specifying validators for the at least one subnet. The platform blockchain includes a source of truth for transactions across the subnets.

BLOCKCHAIN-BASED TOKEN PROTOCOL

Resumen de: US20260260232A1

A computer-implemented method of performing a token protocol using a blockchain, comprising: obtaining a token melt transaction comprising a first input signed by a first party, wherein the first input references a respective output of a first token transfer transaction, wherein the respective output is locked to a first public key of the first party and comprises a first token amount, and a first output locked to a melting public key of the delegated entity and comprising the first token amount; creating a token mint transaction comprising a respective input signed by the delegated entity using a signature corresponding to a minting public key, and a respective output locking a respective amount of the digital asset sufficient to fund one or more respective token transfer transactions, wherein the respective output is locked to a second public key of the first party and comprises the first token amount.

COMPUTER-IMPLEMENTED METHODS AND SYSTEMS FOR IMPROVED COMMUNICATIONS ACROSS A BLOCKCHAIN NETWORK

Nº publicación: US20260260236A1 03/09/2026

Solicitante:

NCHAIN LICENSING AG [CH]
nChain Licensing AG

Resumen de: US20260260236A1

0000 The invention resides in computer-implemented method of operating a sending and/or receive resource. The resource is configured for generating, storing, processing, accessing and/or maintaining a record of a packet of data e.g. comprising at least a portion of blockchain data e.g. a blockchain transaction, block, block header etc. From the record an allocated address is determined. The resource sends, at least in part, the record across an electronic network to the allocated address. The allocated address can be a multicast address associated with a group of receiving resources. Determination can include processing the record e.g. parsing and/or hashing the record. Processing can include parsing and/or hashing the record to determine a key, and selecting at least one address from a set of addresses using the key. The resource can receive a record and/or plurality of records, and at least one of: relaying the record and/or block to the allocated address; and consolidating records and/or blocks for relay to corresponding allocated address.